Kadota Finance urges Melbourne clients to move before June 30 tax deadline

By AI, Created 05:48 UTC, Jun 22, 2026, AGP - Kadota Finance in Blackburn is telling Melbourne individuals and small businesses to act before June 30 so they do not lose tax-saving options for this financial year. The firm says super contributions, prepayments, deductions and refinance reviews can still make a difference, but only if handled before the deadline. Why it matters: - June 30 can determine which tax deductions and contributions count for the 2024/25 financial year. - Missed timing can mean losing access to some tax-saving options entirely. - Business owners, homeowners and investors all have different moves they can still make before the deadline. What happened: - Kadota Finance, a Blackburn firm that offers accounting, mortgage broking and financial planning, is seeing a surge in last-minute enquiries from individuals and small businesses across Melbourne’s east. - Luke Taylor, director of Kadota Finance, said June regularly catches people off guard and leaves them scrambling near the deadline. - Kadota Finance is taking enquiries through June at its Whitehorse Road office in Blackburn. The details: - Business owners can prepay items such as software subscriptions, insurance premiums and professional memberships before June 30 to bring the deduction into this financial year. - Assets under $20,000 may qualify for an immediate write-off instead of being depreciated over several years, although the rules change often and should be confirmed with an accountant. - Concessional super contributions are capped at $27,500 for 2024/25. - A personal deductible super contribution can close a contribution gap, but the fund must receive the money before June 30. - Processing times vary between super funds, so leaving super contributions until the 28th carries risk. - Property investors should gather claimable expenses before filing, including property management fees, maintenance costs, depreciation schedules and loan interest. - Refinancing is worth reviewing before June 30 because interest rates have shifted over the past two years. - Kadota Finance said a broker review can take about an hour, and a 0.3% lower rate on a $650,000 loan can save hundreds of dollars a month. - Appointments are available at the Whitehorse Road office in Blackburn. Between the lines: - The firm is positioning June as a deadline-driven planning window, not just a compliance date. - Combining accounting, lending and financial planning under one roof can surface issues that a single-service provider might miss, especially at EOFY. - The advice points to a broader pattern: people often know the deadline exists, but delay until the point when the most useful options are harder to execute. What’s next: - Melbourne residents and business owners who want to maximize deductions or review lending terms need to act before June 30. - Kadota Finance expects more end-of-month enquiries as the deadline approaches. - Tax positions, super contributions and refinance opportunities will narrow once the financial year closes.