Climate Finance: Malaysia’s Securities Commission says climate adaptation could cost US$852bn–US$1.1tn by 2050, warning the real bottleneck is that many adaptation projects are “unbankable” due to long tenors and weak standalone cashflows. Payments Policy: India’s finance ministry bars charges on RuPay debit cards and UPI payments up to ₹2,000, but the ₹2,000 cap may set up a future MDR debate for higher-value UPI transactions. Sanctions & Banking: The US Treasury adds targeted sanctions on Russia’s VTB Bank over Iran-linked financial channels, aiming to choke off sanctions evasion and capital transfers. Corporate & Markets: ING reports progress on its €1bn share buyback, while Norsk Hydro invites investors to a London investor day on Nov 25. AI for Wealth: Anthropic launches “Claude for Financial Advisors,” partnering with Charles Schwab and others to automate adviser prep and portfolio work. Indonesia Macro: Indonesia’s new finance minister Suahasil Nazara is expected to reassure investors and improve policy predictability after a rapid leadership shakeup. Utilities Stress: UK’s Thames Water faces nearly £2bn in financing costs and advisory fees over 18 months, reigniting pressure over its private ownership model. Consumer Credit Trend: A study links rising buy-now-pay-later grocery use to potential price hikes and inventory cuts as retailers adjust to BNPL-driven demand. Regional Finance: Kyrgyzstan’s finance ministry discusses World Bank-backed reforms and project financing, including Kambar-Ata HPP-1 and agriculture initiatives.